Adverse Credit Mortgage Lenders

Heron Mortgage Service is a qualified Adverse Credit Mortgage Broker.

Adverse Credit problems solved!

There is life after debt with our Adverse Credit Mortgages!

Do you suffer with an adverse credit history? Have you been turned down for a mortgage or re-mortgage by high street lenders because they think of you as a higher risk than people who do not have a poor credit rating?

Now is the time to take action by facing your financial problems and solving your money worries. Once you’ve taken that first frightening step by contacting us you will wonder what you were afraid of!
There are such things as Adverse Credit Mortgages or even Adverse Mortgages, whatever the term used, you need to talk to one of our independent mortgage advisers who understand your needs and will supply an Adverse Credit Mortgage for you. Your money troubles can be a thing of the past –contact us and we will help you solve your financial burden.

There is an alternative, you can avoid the fear of adverse credit and clear your debts, instead contact us and we will fix your finances for you by supplying you will a new mortgage solution.

Your situation should not prevent you from obtaining a mortgage at a sensible rate and on acceptable terms. Our lenders understand the position you are in and will help arrange an alternative to living with the difficulty of trying to erase debt and repairing an adverse credit history.

Having a poor credit rating can be a deflating and traumatic experience, whatever the reason. But there are deals out there for you. At HMS we can offer what are known as credit repair deals, which enable you to get that mortgage for adverse credit after all! You may have to pay a higher interest rate than you would with a conventional deal but once you have maintained your payments on one of these deals for a sufficient period (usually about three years) your credit history will have repaired itself and you will find you have a much better score on your credit rating.

How can we help?
We will help you look to the future by solving your adverse debt problems today. You could pay off expensive debts by raising extra funds through one of our re-mortgage schemes. Your outgoings could be reduced and poor credit a thing of the past. So pay off those loans and credit card bills and catch up on mortgage arrears – talk to us!

We are authorised and regulated by the UK Financial Services Authority (FSA), so you can be assured of the highest quality service and professionalism. Speak to one of the friendly, professional team about your problem mortgage or re-mortgage needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 1.5% of the loan amount depending on your circumstances (subject to a minimum of £1,000 and maximum of £3,000). For a mortgage of £100,000 the fee would be £1,500. Early repayment charges may apply and will vary depending on the mortgage.
Adding existing debt to your mortgage will increase both the repayment term and the overall cost.