Reasons to Use Heron Mortgage Services

Are you having difficulty obtaining a Mortgage or Re-mortgage?

• Have you attempted to obtain a mortgage and been disappointed at being turned down in the past? 
• Has bad credit or problems such as CCJ's or Defaults affected
  your chances? 
• Would you like to finally buy a property instead of renting and
  giving all your money to wealthy landlords?
• Do you run your own business and find it difficult to ascertain
  your future income? 

Please stop worrying

Heron Mortgage Services are experts in arranging mortgages for individuals who are experiencing problems obtaining mortgages.
HMS takes take a professional, caring and hands on approach when dealing with applicants personal circumstances. Our past and present satisfied customers have consisted of the self-employed, temporary employees, people who have experienced credit problems and borrowers raising capital on their properties.

Are you experiencing credit problems?

• If you have bad credit, we are able to raise up to 95% of the
  purchase price on all UK and Irish properties
• Even if you have CCJ's that remain unsatisfied we are confident
  we can help you  
• We are able to assist our clients purchase "Council Right to Buy"
  properties. 
• If you are self employed or run your own business we can provide
  lenders who can help
• We have even helped clients who are seeking properties to let
  out for extra income

We live in a free market economy with debts and mortgage arrears being a common occurrence. People should, therefore not be judged by their previous mistakes. Heron Mortgage Service’s policy is to judge every case on the future successes rather than past upsets or problems. There is life after debt.
Whether you have suffered CCJ’s, mortgage or loan arrears, defaults or for any reason have poor credit HMS deal with every case individually, looking only at positive scenarios such as clients future prospects instead the past issues.

Why use Heron Mortgages?

Gone are the days when we took out a mortgage and kept it for the whole term of the mortgage, until the debt had been completely repaid. The re-mortgage market is large today, and taking a look at the options available could considerably improve your financial situation.

Here are 6 reasons to consider. Switching your mortgage could make real sense!

1. No upfront fees - You will not be asked to hand over any money
   for valuation or arrangement fees until you complete your mortgage.
2. More Choice - Our specialist lenders offer hundreds of different
   ways to help you obtain the mortgage specifically to suit your
   needs.
3. Convenience – You will be able to talk to an expert mortgage
   specialist who will complete most of the form filling and paperwork
   for you.
4. Reduced outgoings – We will organise a cheaper way to pay off
   expensive loans and credit cards by re mortgaging - allowing you
   extra money in your pocket by reducing your monthly outgoings.
5. Flexible terms – If you have arrears CCJ’s, or our worried about
   repossession, if you are self employed and have no proof of
   income – we will still consider you for a mortgage or re mortgage.
6. Service – We can arrange your mortgage in as little as four
   weeks in some cases. No fuss just fast efficient service!

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison is 7.0% APR. The actual rate payable will depend on your circumstances. Please ask us for a personalised illustration. A fee is chargeable only on completion, typically 1.5% of the loan amount depending on your circumstances (subject to a minimum of £1,000 and maximum of £3,000). For a mortgage of £100,000 the fee would be £1,500. Early repayment charges may apply and will vary depending on the mortgage.
Adding existing debt to your mortgage will increase both the repayment term and the overall cost.